Saving for College

If you are planning to get a degree, you probably need to learn about saving for college. For students with limited resources, the best way to save for college is a 529 plan, which comes with significant tax advantages and other benefits. Of the two types


How To Save Up Money

Everybody wants to know how to save up money over time. This is important both as a security net against disaster, and in order to build towards long term goals like buying a car, a house, or starting a business. Generally, the answer to this question is that it takes discipline to sav


How to Save Money for a Vacation

When was the last time you had your dream vacation?  Last summer?  A year ago? 5 years ago?  Never?  For many Americans, unfortunately, the dream vacation will remain exactly that – a dream.  There may be many reasons why it is not easy to materialize the dream in to a re


Emergency Fund

If there’s one thing we all have in common, it’s that things don’t always go as planned. No matter how well we prepare for the future, there will always come a time when we are faced with unforeseen difficulties.

It’s true that we don’t know exactly


Give Yourself Some Credit: How Money Saving Apps Help You Manage Your Credit Cards

Credit cards are great tools. They are in essence short-term, immediate loans, and we’ve all been in a position where the things we need to buy don’t perfectly match up with the money we have available to buy them.

Like any powerful tool, though, credit cards can be dangerous when not use


Health Savings Account

Have you opened a health savings account (HSA)? The funds contributed to the account are not subject to federal income tax at the time of making the deposit and they roll over and accumulate year after year if not spent. This makes it one of the best health plans LEARN MORE

Stay in School! (And I Mean Forever)

College students look forward to graduation through all four years of their studies, and children yearn for being done with school their entire childhoods. Little do they know, they should appreciate their time as students for as long as they can!

I as well could not wait to be done